Insurance & Finance for Expats in Dresden
Moving to Dresden for ESMC, Silicon Saxony or research? We help you get insured and financially set up – from your first week to your first property. In person near Dresden or by video.
Your first weeks in Dresden
Six steps in the right order. Each links to a guide with documents, deadlines and tips.
- 01Register at a Dresden BürgerbüroWithin two weeks of moving in – book your appointment online early.
- 02Choose your health insuranceMandatory from your first working day – public or private.
- 03Open a bank accountYou need a German IBAN for salary, rent and insurance.
- 04Receive your tax IDArrives by post after your registration.
- 05Get your social security numberIssued automatically with your first job.
- 06Protect your new homePersonal liability and household contents insurance.
Good to know: Saxony is different
Saxony is the only federal state that kept the Day of Repentance and Prayer (Buß- und Bettag) as a public holiday. In return, employees in Saxony pay a larger share of the long-term care contribution, and employers a smaller one.
This also matters for private health insurance: your employer's contribution to private long-term care insurance is lower in Saxony. Our calculator takes this into account.
| Employee share (2026) | Saxony | Other states |
|---|---|---|
| With children | 2,3 % | 1,8 % |
| Childless | 2,9 % | 2,4 % |
| Employer | 1,3 % | 1,8 % |
Working at ESMC or in Silicon Saxony?
ESMC – the joint venture of TSMC, Bosch, Infineon and NXP – plans to start production in Dresden in 2027 with around 2.000 employees. Together with the existing chip and research companies, Dresden is becoming one of Europe's most international places to work.
- Public or private health insurance – with a salary above the threshold?
- How are my partner and children insured?
- What cover do I need before my contract starts?
- What happens to my insurance and pension when I go back home?
從台灣到德勒斯登
歡迎來到德國！我們協助您了解德國的健康保險、保障與退休規劃，從抵達前的保險到您的第一份薪資單。
中文版指南即將推出。
Visit us near Dresden
Most consultations take place by video. We are happy to meet you in person in our office.
- Address
- Rathausplatz 7, 01689 Weinböhla
- Phone
- Mon–Fri, 8 am – 8 pm · +49 176 75862382
- Requests handled at any time
- stefan@finanxpats.com
For employers and relocation agencies in Dresden
Your new hires need health insurance from day one. We take these questions off your desk – fast, in English and on site.
Partner with us →Questions about Dresden
Where do I register my address in Dresden?
At one of the city’s Bürgerbüros. Book your appointment online on dresden.de and register within two weeks of moving in.
Why is long-term care insurance different in Saxony?
Saxony kept the Day of Repentance and Prayer as a public holiday. In return, employees in Saxony pay 0,5 percentage points more of the long-term care contribution and employers 0,5 points less.
Can I meet FinanXpats in person in Dresden?
Yes. Our office is in Weinböhla near Dresden. Most consultations take place by video, and we are happy to meet in person.
Do you only advise people in Dresden?
No. We advise internationals all over Germany by video and phone. Dresden and Silicon Saxony are our home region.