Disability insurance 

The causes of occupational disability are manifold can affect any person.

Statistically, one in four people will become unable to work at some point during his or her working life.

 becomes unable to work at some point during his or her working life. Accidents rarely lead to occupational disability. In more than 90 percent of cases, occupational disability has other causes. Even those who work in a supposedly "harmless" office job can become unable to work due to burnout or back problems, for example. Overall, illnesses of the psyche or the musculoskeletal system cause more than half of all cases of occupational disability.

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• Benefits in the event of an emergency: Disability Insurance pay 100%  pension from 50% occupational disability.

• Even in the event of temporary illness: Disability Insurance pays out from as little as 6 months' sick leave or in the event of certain types of cancer.