Personal liability insurance

Personal liability insurance covers you for property damage, personal injury and financial losses that you accidentally cause to third parties.

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• Personal injury, e.g. if you are riding your bike and injure someone through carelessness.

• Property damage, e.g. if you accidentally lose your keys and the locking systems need to be renewed

• Property damage, e.g. if you accidentally injure someone who is temporarily unable to work and suffers financial losses as a result

• Damage caused by courtesy, e.g. if you help a friend move house free of charge and drop an expensive TV set in the process

• damage to rented property, e.g. if you cause a crack in the sink in your rented apartment

• Internet damage, e.g. if your USB stick infects another person's laptop with a virus and destroys it.